Peyton Lockhart and her sisters have inherited Bishop’s Cove, a small, luxurious oceanfront resort, but it comes with a condition: The girls must run the resort for one year and show a profit --- only then will they own it. There are countless challenges and too many people who want to stop the sisters from succeeding. So Peyton calls on her childhood friend and protector, Finn MacBain, now with the FBI, and asks for his help.
Olivia MacKenzie is a beautiful and tough young attorney working for the IRS. As she tracks down bad guys related to a Ponzi scheme, she asks questions about some of the wrong people and finds her life in immediate danger. Realizing she's in over her head, she calls in handsome FBI agent Grayson Kincaid. Olivia can fight thugs and corruption, but can she battle her attraction to Kincaid?
While jogging in a park nearby, Dr. Ellie Sullivan witnesses the shooting of an FBI agent in pursuit of wanted criminals, a couple identified as the Landrys. The only person to see the shooter's face, Ellie is suddenly at the center of a criminal investigation. Agent Max Daniels takes over the case --- he’s definitely not the ideal man Ellie always imagined, yet she's attracted to him in a way she can't explain.